Financial literacy workshops

“Personal Finance: I’m in Charge”

The CJE Verdun is proud to offer the “Personal Finance: I’m in Charge” program to high school and adult education center students in its territory.

This financial literacy program was designed by Desjardins, in partnership with local organizations, to be distributed in an objective and neutral manner in schools and the community. It brings together, in a practical way, all the essential subjects to encourage the development of financial independence in young people. Teaching materials are provided free of charge to participants.

The educational objectives of the 17 modules are in line with the financial education guidelines of the Quebec and Ontario Ministries of Education.

WHY OFFER THIS PROGRAM TO YOUR STUDENTS?

  • To help them learn about savings, spending and credit.
  • To help them start their financial lives with confidence.
  • To help them learn how to make money work for them.
  • To equip them to face the risks of over-indebtedness and overspending.
  • So that they know their rights and obligations better.
  • So that they can make choices that suit them.

BECAUSE FINANCIAL INDEPENDENCE CAN BE LEARNED!

Free turnkey workshops are led by Desjardins-accredited facilitators from the CJE Verdun. Our dynamic, participatory approach keeps young people interested and involved in the activities, maximizing what they learn. Workshops are available in 60- to 120-minute formats.

“Personal Finance: I’m in Charge” A DYNAMIC PROGRAM ROOTED IN YOUNG PEOPLE’S REALITIES

  • The program is adapted to the realities and lifestyles of young people. It deals with ideas and subjects that concern them.
  • What they learn is easy to put into practice on a daily basis.
  • The participatory approach puts young people at the center of their learning and encourages group interaction through a variety of activities, practical exercises and games.

For more information, or to request a workshop at your school, please contact us at 514-767-9971.

“Personal Finance: I’m in Charge”

17 MODULES TO CHOOSE FROM

“Personal Finance: I’m in Charge” program is divided into 4 main themes.

Each 2-hour module is independent.

So you can choose the topic that interests you in the order that suits you best:

1 – Budgeting: Numbers that speak for themselves|Use budgeting as a tool to achieve your personal goals.

2 – Credit: The more you know, the better|Understand how credit works, how it fits into a budget and how to use it responsibly.

3 – Consumer goods: My choices versus my influences|Identify what influences consumers’ needs and choices to stay ahead of the game.

4 – Buying and saving: Making room for both|Learn the key considerations of a well-planned purchase and the role that saving plays. Explore different ways to save.

5 – Handling excessive debt: Solutions and steps |Learn the signs and find solutions to get out of debt.

6 – Food: Tips and tricks to save|Understand supermarket marketing strategies, ways to save and how to make a grocery budget.

7 – Transportation: On the right track|Explore the myths, realities and costs of different means of transportation and choose the one that’s right for you and your budget.

8 – Finding an apartment: Your key considerations|Evaluate different housing options and follow the steps to getting your own place according to your needs, reality and ability to pay.

9 – Consumer protection: Know your rights|Learn the rights and responsibilities of consumers and merchants and how to deal with the most common situations.

10 – Cell phones: Getting a clearer picture |Know what to consider when shopping for and using a cellphone.

11 – Education: An investment for your future|Learn how to budget for your studies and the best ways to finance them.

12 – Education: An investment for your future|Learn how to budget for your studies and the best ways to finance them. Be aware of the risks and consequences of moonlighting.

13 – The labour market: Your rights and responsibilities|Learn the main labour laws and standards and the rights and responsibilities of employees and employers.

14 – Income taxes: A civic duty|Demystify income and other taxes as well as your civic duty to pay them.

15 – Financial services: Accounts, transactions and security |Learn about different financial institutions and the services they provide. Understand how to keep your financial transactions secure.

16 – Insurance: Thinking ahead|Identify the main types of insurance, their purpose and your responsibilities. Evaluate different needs and understand the possible options.

17 – Investing is about more than making money! | Start thinking about how to choose investments based on your profile and future plans.